Attorney fees, what are you paying for?
The bankruptcy code and professional standards require an attorney to do a certain amount of work on every bankruptcy case. You are hiring an attorney to counsel, advise you, prepare your bankruptcy papers and represent you before the court and the bankruptcy trustee. The minimum reasonable cost for a single debtor is about $1,500.00. Any cheaper fee indicates lack of understanding by the attorney of the task to be performed.
You are NOT paying for a discharge of your debts. You are paying for counsel, advise and preparation.
When you file for bankruptcy you are filing a petition with the United States Federal Court for relief from you debts. It is up to the court to discharge your debts.
Bankruptcy is a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt." United State Supreme Court 1934.
Bankruptcy is NOT a get out of financial jail card.
Bankruptcy is a fresh start; a second chance to get it right