thousand dollars ($75,000) unless the judgment debtor or spouse of the judgment debtor who resides in the homestead is a person
described in paragraph (2) or (3).
(2) One hundred thousand dollars ($100,000) if the judgment debtor or spouse of the judgment debtor
who resides in the homestead is at the time of the attempted sale of the homestead a member of a family unit, and there is
at least one member of the family unit who owns no interest in the homestead or whose only interest in the homestead is a
community property interest with the judgment debtor.
(3) One hundred seventy-five thousand dollars ($175,000) if the judgment debtor or spouse
of the judgment debtor who resides in the homestead is at the time of the attempted sale of the homestead any one of the following:
person 65 years of age or older.
(B) A person physically or mentally disabled who as a result of that disability is unable
to engage in substantial gainful employment. There is a rebuttable presumption affecting the burden of proof that a person
receiving disability insurance benefit payments under Title II or supplemental security income payments under Title XVI of
the federal Social Security Act satisfies the requirements of this paragraph as to his or her inability to engage in substantial
(C) A person 55 years of age or older with a gross annual income of not more than twenty-five thousand
dollars ($25,000) or, if the judgment debtor is married, a gross annual income, including the gross annual income of the judgment
debtor’s spouse, of not more than thirty-five thousand dollars ($35,000) and the sale is an involuntary sale.
any other provision of this section, the combined homestead exemptions of spouses on the same judgment shall not exceed the
amount specified in paragraph (2) or (3), whichever is applicable, of subdivision (a), regardless of whether the spouses are
jointly obligated on the judgment and regardless of whether the homestead consists of community or separate property or both.
Notwithstanding any other provision of this article, if both spouses are entitled to a homestead exemption, the exemption
of proceeds of the homestead shall be apportioned between the spouses on the basis of their proportionate interests in the